Summary
Housing for the 21st Century Act
This bill revises federal housing programs, including by expanding available financing for affordable housing and providing grants for planning and community development activities.
For example, the bill increases the statutory maximum loan limits for mortgage insurance programs administered by the Federal Housing Administration for multifamily homes and requires the use of a more specific inflation index for such loans.
The bill also increases the maximum eligible income for the Department of Housing and Urban Development's (HUD's) HOME Investment Partnerships Program (grants to states and localities to support housing for low-income households) and establishes a grant program to assist regional, state, and local entities with strategies to support affordable housing.
In addition, the bill
- exempts certain housing-related activities from the environmental review process, including certain construction, improvement, or rehabilitation of residential buildings;
- excludes veterans' disability benefits from being considered as income for purposes of determining eligibility for the Veterans Affairs Supportive Housing (VASH) program;
- establishes a pilot program to provide grants to public housing agencies (PHAs) and other owners of federally assisted housing to test the efficacy of temperature sensors to support compliance with temperature requirements;
- eliminates the requirement that manufactured homes must be constructed with a permanent chassis; and
- authorizes HUD to conduct performance reviews of organizations that provide housing counseling services.
The bill also expands oversight of HUD and PHAs, such as by requiring PHAs to post information about contracts on their websites.
For more information about this bill, see CRS Report R48849.
Related bills
Related
- H.R. 7108Improving Public Housing Agency Accountability Act119
- H.R. 6825To require Federal monitors and receivers of public housing agencies to testify before the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate.119
- S. 3901HOME Expansion Act119
- H.R. 7791To authorize the Secretary of Housing and Urban Development to prioritize the award of certain housing grants to applicants located in, or serving, low-income communities.119
- H.R. 6772Affordable Housing Through Common-Sense Standards Act119
- S. 3968Housing for America’s Middle Class Act of 2026119
- H.R. 6774FHA Small-Dollar Mortgages Act119
- S. 4020Housing Supply and Affordability Act119
- H.R. 6768Housing Our Communities Act119
- H.R. 6726To amend the Housing and Urban Development Act of 1968 to provide reforms to housing counseling and financial literacy programs.119
Bill text versions
- IntroducedIntroduced in HousePDF
- IntroducedIntroduced in HouseXML
- IntroducedIntroduced in HouseHTML
- ReportedReported in HousePDF
- ReportedReported in HouseXML
- ReportedReported in HouseHTML
- AmendedEngrossed Amendment SenatePDF
- AmendedEngrossed Amendment SenateXML
- AmendedEngrossed Amendment SenateHTML
- EngrossedEngrossed in HousePDF
- EngrossedEngrossed in HouseXML
- EngrossedEngrossed in HouseHTML
Legislative Journey
- Introduced
- Committee
- Floor
- Passed Chamber 1
- Passed Chamber 2
- Signed
House agreed to Senate amendment with amendment pursuant to H. Res. 1299 (consideration: CR H3643-3644)
HouseResolving differences -- House actions: House agreed to Senate amendment with amendment pursuant to H. Res. 1299
Message on Senate action sent to the House.
SenatePassed Senate with an amendment by Yea-Nay Vote. 89 - 10. Record Vote Number: 53.
SenatePassed/agreed to in Senate: Passed Senate with an amendment by Yea-Nay Vote. 89 - 10. Record Vote Number: 53.
Considered by Senate. (consideration: CR S1017, S1021-1024)
SenateCloture invoked in Senate by Yea-Nay Vote. 82 - 11. Record Vote Number: 52. (CR S1005)
SenateConsidered by Senate. (consideration: CR S969, S1004-1005)
SenateMotion by Senator Thune to commit to Senate Committee on Banking, Housing, and Urban Affairs with instructions to report back forthwith with the following amendment (SA 4313) fell when cloture was invoked on amendment SA 4308 in Senate.
SenateConsidered by Senate. (consideration: CR S943)
SenateCloture motion on the measure presented in Senate. (CR S877)
SenateConsidered by Senate. (consideration: CR S855-856)
SenateMotion by Senator Thune to commit to Senate Committee on Banking, Housing, and Urban Affairs with instructions to report back forthwith with the following amendment (SA 4313) made in Senate.
SenateMeasure laid before Senate by motion. (consideration: CR S773-777)
SenateMotion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 90 - 8. Record Vote Number: 45. (CR S773)
SenateMotion to proceed to measure considered in Senate. (CR S769)
SenateMotion to proceed to measure considered in Senate. (CR S741)
SenateCloture on the motion to proceed to the measure invoked in Senate by Yea-Nay Vote. 84 - 6. Record Vote Number: 44. (CR S728)
SenateMotion to proceed to measure considered in Senate. (CR S719)
SenateCloture motion on the motion to proceed to the measure presented in Senate. (CR S692)
SenateMotion to proceed to consideration of measure made in Senate. (CR S692)
SenateRead the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 343.
SenateRead the first time. Placed on Senate Legislative Calendar under Read the First Time.
SenateReceived in the Senate.
SenateThe title of the measure was amended. Agreed to without objection.
HouseMotion to reconsider laid on the table Agreed to without objection.
HouseOn motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 390 - 9 (Roll no. 57). (text: CR H2050-2070)
HousePassed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 390 - 9 (Roll no. 57). (text: CR H2050-2070)
Considered as unfinished business. (consideration: CR H2082)
HouseAt the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
HouseDEBATE - The House proceeded with forty minutes of debate on H.R. 6644.
HouseConsidered under suspension of the rules. (consideration: CR H2050-2074)
HouseMr. Hill (AR) moved to suspend the rules and pass the bill, as amended.
HousePlaced on the Union Calendar, Calendar No. 392.
HouseCommittee on Veterans' Affairs discharged.
HouseCommittee on Veterans' Affairs discharged.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-457, Part I.
HouseReported (Amended) by the Committee on Financial Services. H. Rept. 119-457, Part I.
Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 1.
HouseCommittee Consideration and Mark-up Session Held
HouseCommittee Consideration and Mark-up Session Held
HouseReferred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
HouseReferred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
HouseIntroduced in House
Introduced in House