VoterBloc
S. 875119th CongressINTRODUCEDREPUBLICAN

FIRM Act

Introduced Mar 6, 2025Tim Scott (R-SC)12 cosponsorsSource

Summary

Financial Integrity and Regulation Management Act or the FIRM Act

This bill prohibits the consideration of reputational risk by federal banking agencies when regulating, examining, or supervising a depository institution or credit union. The bill defines reputational risk as the potential for negative publicity or public attention to decrease confidence in the institution, lead to litigation, reduce revenues, or result in other adverse impacts to the institution. 

Agencies must report on the implementation of this bill. 

Related bills

Bill text versions

Legislative Journey

  1. Introduced
  2. Committee
  3. Floor
  4. Passed Chamber 1
  5. Passed Chamber 2
  6. Signed
Mar 18, 2025

Placed on Senate Legislative Calendar under General Orders. Calendar No. 32.

Senate
Mar 18, 2025

Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, under authority of the order of the Senate of 03/14/2025 with an amendment in the nature of a substitute. Without written report.

Senate
Mar 18, 2025

Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, under authority of the order of the Senate of 03/14/2025 with an amendment in the nature of a substitute. Without written report.

Mar 13, 2025

Committee on Banking, Housing, and Urban Affairs. Ordered to be reported with an amendment in the nature of a substitute favorably.

Senate
Mar 6, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Senate
Mar 6, 2025

Introduced in Senate