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SB 8252025–2026 SessionREPORTEDDEMOCRAT

Consumers: financial protection.

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Introduced Feb 21, 2025Monique Limón (D-CA)1 cosponsor

Summary

Existing law, the California Consumer Financial Protection Law (CCFPL) , requires the Department of Financial Protection and Innovation, headed by the Commissioner of Financial Protection and Innovation, to regulate consumer financial products or services under California consumer financial laws. The CCFPL makes it unlawful for a covered person or service provider, as defined, to engage in certain deceptive or abusive acts or practices with respect to consumer financial products or services. The CCFPL exempts from its provisions a person or employee of that person to the extent that person or employee is acting under the authority of certain licenses, certificates, or charters issued by the department, including licensed escrow agents and finance lenders. This bill would provide that nothing in the above-described exemption shall be deemed to prevent the commissioner from using the authority provided by the CCFPL to enforce the above-described provision on deceptive or abusive acts or practices.

How Congress Voted

House — Sep 10, 2025
79 votes
58(73%)
Yea
19(24%)
Nay
2(3%)
Present
0(0%)
Not voting
Senate — Jun 3, 2025
40 votes
28(70%)
Yea
10(25%)
Nay
2(5%)
Present
0(0%)
Not voting

Bill text versions

Legislative Journey

  1. Introduced
  2. Committee
  3. Floor
  4. Passed Chamber 1
  5. Passed Chamber 2
  6. Signed
Feb 21, 2025

Introduced. To Com. on RLS. for assignment. To print.

Senate
Feb 24, 2025

From printer. May be acted upon on or after March 24.

Senate
Feb 24, 2025

Read first time.

Senate
Mar 12, 2025

Referred to Coms. on B. & F.I. and JUD.

Senate
Mar 18, 2025

Set for hearing April 2.

Senate
Mar 24, 2025

From committee with author's amendments. Read second time and amended. Re-referred to Com. on B. & F.I.

Senate
Apr 3, 2025

From committee: Do pass and re-refer to Com. on JUD. (Ayes 5. Noes 2. Page 633.) (April 2). Re-referred to Com. on JUD.

Senate
Apr 10, 2025

Set for hearing April 22.

Senate
Apr 23, 2025

From committee: Do pass and re-refer to Com. on APPR. (Ayes 11. Noes 2. Page 838.) (April 22). Re-referred to Com. on APPR.

Senate
Apr 25, 2025

Set for hearing May 5.

Senate
May 5, 2025

From committee: Be ordered to second reading pursuant to Senate Rule 28.8.

Senate
May 6, 2025

Read second time. Ordered to third reading.

Senate
Jun 3, 2025

Read third time. Passed. (Ayes 28. Noes 10. Page 1440.) Ordered to the Assembly.

Senate
Jun 4, 2025

In Assembly. Read first time. Held at Desk.

House
Jun 9, 2025

Referred to Com. on B. & F.

House
Jun 17, 2025

June 23 hearing postponed by committee.

House
Jul 8, 2025

From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 1.) (July 7). Re-referred to Com. on APPR.

House
Aug 20, 2025

From committee: Do pass. (Ayes 11. Noes 4.) (August 20).

House
Aug 21, 2025

Read second time. Ordered to third reading.

House
Sep 10, 2025

Read third time. Passed. (Ayes 59. Noes 19. Page 3171.) Ordered to the Senate.

House
Sep 10, 2025

In Senate. Ordered to engrossing and enrolling.

Senate
Sep 22, 2025

Enrolled and presented to the Governor at 11 a.m.

Senate
Oct 6, 2025

Approved by the Governor.

Senate
Oct 6, 2025

Chaptered by Secretary of State. Chapter 355, Statutes of 2025.

Senate