Summary
Tribal Trust Land Homeownership Act of 2025
This bill sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.
Additionally, the bill sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.
The bill also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.
The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.
Finally, the bill establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.
Legislative Journey
Motion to reconsider laid on the table Agreed to without objection.
HouseOn motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
HousePassed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
Considered as unfinished business. (consideration: CR H2390)
HouseAt the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
HouseDEBATE - The House proceeded with forty minutes of debate on S. 723.
HouseConsidered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)
HouseMr. Westerman moved to suspend the rules and pass the bill.
HouseHeld at the desk.
HouseReceived in the House.
HouseMessage on Senate action sent to the House.
SenatePassed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)
SenatePassed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
Star Print ordered on 119-60.
SenatePlaced on Senate Legislative Calendar under General Orders. Calendar No. 148.
SenateCommittee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
SenateCommittee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
Committee on Indian Affairs. Ordered to be reported without amendment favorably.
SenateRead twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)
SenateIntroduced in Senate