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H.R. 5788119th CongressIN COMMITTEEBIPARTISAN

504 Program Risk Oversight Act

Introduced Oct 17, 2025Derek Tran (D-CA)3 cosponsorsSource

Summary

504 Program Risk Oversight Act

This bill requires the Small Business Administration (SBA) to annually conduct a risk analysis of all loans guaranteed under the 504 loan program.

The 504 loan program provides long-term, fixed-rate financing to qualifying small businesses for major fixed assets, such as land, buildings, equipment, and machinery.

The SBA must annually report the results of the risk analysis for each preceding fiscal year, including the steps taken by the SBA to mitigate the risks identified in the analysis.

Bill text versions

Legislative Journey

  1. Introduced
  2. Committee
  3. Floor
  4. Passed Chamber 1
  5. Passed Chamber 2
  6. Signed
Jan 26, 2026

Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

Senate
Jan 20, 2026

Motion to reconsider laid on the table Agreed to without objection.

House
Jan 20, 2026

On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)

House
Jan 20, 2026

Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)

Jan 20, 2026

DEBATE - The House proceeded with forty minutes of debate on H.R. 5788.

House
Jan 20, 2026

Considered under suspension of the rules. (consideration: CR H932-934)

House
Jan 20, 2026

Mr. Williams (TX) moved to suspend the rules and pass the bill.

House
Dec 12, 2025

Placed on the Union Calendar, Calendar No. 352.

House
Dec 12, 2025

Reported by the Committee on Small Business. H. Rept. 119-404.

House
Dec 12, 2025

Reported by the Committee on Small Business. H. Rept. 119-404.

Nov 18, 2025

Ordered to be Reported by the Yeas and Nays: 27 - 0.

House
Nov 18, 2025

Committee Consideration and Mark-up Session Held

House
Oct 17, 2025

Referred to the House Committee on Small Business.

House
Oct 17, 2025

Introduced in House

Oct 17, 2025

Introduced in House